Unusual Whales

Six-Figure Earners Feeling Broke: What That Means for Consumer Spending & Market Risk

Many “High Earners” Say Six Figures Isn’t Enough A recent survey finds that 64% of Americans making six-figure salaries say that level of income is not a milestone of success — it’s barely enough to stay afloat. Even among households earning $200,000 or more, many report financial anxiety.

Michael Burry Warns of a Crash Worse Than 2000 — Is the AI Bubble About to Pop?

Burry Sounds the Alarm: Tech & AI Valuations Are “Dangerously Inflated” Michael Burry — famed for calling the 2008 housing crash — now warns the U.S. stock market may be headed for a collapse even deeper than the 2000 dot-com crash. The source of the danger? A surge in AI and

Meta Cuts 30% of Metaverse Budget — What It Means for Tech Stocks & Options

Meta Pulls Back Big on the Metaverse Meta is planning significant cuts to its metaverse-related budget: up to 30% reduction across its virtual-reality / metaverse division. That division — once central to Meta’s long-term vision — will likely face scaled-back funding, slowed development, and could trigger layoffs early next year. This isn’

MIT: AI Could Already Replace 11.7% of U.S. Workforce — Market Shockwaves Brewing

AI’s First Big Mark: 11.7% of U.S. Labor Potentially Automatable According to the latest study from MIT (using the “Iceberg Index”), current AI systems are already capable of performing tasks equating to 11.7% of the U.S. workforce. That represents roughly $1.2 trillion in wages

Musk Says AI Could Erase U.S. Debt in 3 Years — What That Would Mean for Markets

Musk’s Bold Claim: AI + Robots Could Slash America’s Debt According to Musk, the massive national debt facing the United States isn’t just a political or fiscal problem — it’s a solvable infrastructure issue. His vision: widespread deployment of AI and robotics will turbo-charge productivity so much that

GAO Opens Probe Into Housing Regulator — What It Means for Housing and Credit Markets

GAO Opens Investigation Into Housing Agency Chief The Government Accountability Office has launched a formal inquiry into whether the head of the Federal Housing Finance Agency improperly used his position to initiate criminal referrals against political opponents. The probe centers on whether government power was leveraged for personal or political

New Report Says AI Won’t “Take Your Job” — Here’s What That Means for Markets & Tech Stocks

AI Is Not Coming for Your Job, but It Is Coming for Your Workflow A new wave of analysis argues that AI is not poised to wipe out jobs outright. Instead, the bigger impact will come from something more complex: human workers partnering with AI agents and automated systems, not

Morgan Stanley Flags Oracle Debt Risk — What Traders Should Watch

Oracle’s AI Build-out Backfires — Debt Risk Soars This week, Morgan Stanley dropped a blunt warning: after years of borrowing to finance a massive AI and data-center expansion, Oracle is now showing signs of serious balance-sheet stress. * The 5-year credit-default swap (CDS) for Oracle just jumped to 125 basis points

HSBC Says OpenAI Needs $207B More — Why This Could Rip Through AI Stocks & Options

OpenAI’s Money Pit Widens — $207B More Needed to Keep Scaling The latest from HSBC: even with explosive growth in users and rising revenue forecasts, OpenAI will still be operating in the red by 2030. Their updated model estimates the company needs $207 billion in additional funding just to support

U.S. Alcohol Use Crashes to Record Low — What It Means for Stocks & Options

Drinking in America Hits a Historic Low According to a fresh poll from Gallup, only 54% of U.S. adults say they drink alcoholic beverages. That’s the lowest share recorded in nearly a century of data. Simultaneously, a record-high 53% of adults now say even moderate drinking is unhealthy

Tech Job Postings Plunge — Data & Analytics Roles Hit Hardest in 2025 Slowdown

The Bleak Reality in Tech Hiring — Data & Analytics Jobs Collapse A recent industry analysis reveals that job postings in tech — particularly data science and analytics — have dropped sharply over the last several years. The contraction is among the steepest seen in the sector since the post-COVID boom. Data- &

Loan Defaults Surge Among Americans — What It Means for Credit, Consumption & Market Risk

Americans Are Defaulting — Debt, Delinquency, and Defaults Are Rising Recent data show a growing number of Americans are falling behind on their loans — from credit cards and auto loans to personal and student debt. Delinquency and default rates have climbed notably compared with pandemic-era lows. Rising inflation, high interest rates,

Redfin: October 2025 Marks the Widest Buyer’s Market Gap on Record — What It Means for Housing & Credit Flows

Record Gap: Sellers Far Outnumber Buyers The latest national housing data shows the single largest buyer–seller imbalance since tracking began in 2013. In October 2025, the market had dramatically more sellers than buyers, marking a continuation of a trend that began in 2024 but is now widening month after

New York Fed Credit-Access Survey: Rejections Surge, Credit Tightens — What It Means for Markets

Credit Is Getting Harder to Get — And Borrowers Are Feeling It Recent nationwide credit-access data shows a clear trend: More households are being rejected for loans, and an increasing share say they won’t even bother applying because they expect to be denied. Application rejection rates have moved higher across

Trump Administration Turns to Robotics — What It Means for Tech, Manufacturing & Market Flow

Washington’s New Bet: Robotics Gets a Seat at the Table According to recent reports, the administration is shifting gears — five months after unveiling its AI plan, now the focus is on robotics. The Commerce Department, led by Secretary Howard Lutnick, has been meeting with robotics-industry CEOs and is reportedly

Gen Z Calls Cash “Cringe” — Surge in Digital Payments Could Reshape Consumer Credit & Spending

Gen Z Is Ditching Cash — Majority Say It’s “Last Resort” or “Cringe” A new survey of over 2,000 U.S. adults commissioned by a major fintech shows that more than half of Gen Z respondents say they only use physical cash as a “last resort.” Nearly one-third say

Lower Rates Might Kill 50-Year Mortgage Idea — What That Means for Housing & Credit Markets

Banking on Rate Cuts — Why the 50-Year Mortgage Proposal Is Losing Momentum Recently a top U.S. Treasury adviser said that if interest rates fall — as markets and some analysts expect — the planned concept of a 50-year mortgage could become unnecessary. The reasoning: lower rates reduce the monthly burden on

U.S. Job Market Softens, Public Worries Grow — What It Means for Markets & Options

Americans Are Losing Confidence in the Job Market A new national survey shows that close to 50% of Americans no longer believe they could find a good job right now. Despite an official unemployment rate that remains moderate, many households feel the job environment has weakened materially. Economic approval ratings

Putin “Wants to End War,” Trump Says — What It Means for Geopolitics & Risk Markets

Trump Says Putin Wants To End the War in Ukraine President Donald Trump stated that Vladimir Putin indicated he is open to ending the war in Ukraine, following diplomatic contact involving U.S. representatives. According to Trump, the discussions were “reasonably good,” and the Russian side signaled interest in exploring

Sam Altman has explored acquiring or partnering with rocket company Stoke Space, to try to build a competitor to SpaceX

Sam Altman’s Space Gambit — A Surprise Pivot Outside AI * According to a report from The Wall Street Journal, Sam Altman reached out to at least one rocket maker — Stoke Space — in mid-2025, exploring a deal that could give him a controlling stake via multi-billion-dollar equity investments. * The idea was

BofA Predicts December Fed Cut + Two More in 2026 — What the Rate Pivot Means for Markets

BofA Says Fed Will Cut Rates in December — Followed by Two More in 2026 As of December 1, 2025, Bank of America Global Research has revised its outlook: it now expects the Federal Reserve to lower interest rates by 25 basis points at the December 9–10 meeting. Moreover, BofA

U.S. Home Delistings Surge 28% — What It Means for Housing, Credit & Market Risk

Sellers Are Yanking Over 80,000 Homes Off the Market — A Sign the Housing Boom Is Cooling According to real-estate brokerage Redfin, almost 85,000 U.S. home sellers withdrew their listings in September — a 28% increase year-over-year and the highest number for that month in eight years. Delisting in

Trump Signals Land Strikes on Alleged Drug Cartels — What This Means for Geopolitics & Risk Markets

rump Announces Possible Land Strikes — A Major Escalation in the War on Drugs According to the latest from CBS News, Trump signaled on Dec 2, 2025 that the U.S. could soon expand its campaign against alleged Latin American drug traffickers — shifting from sea-based strikes to possible land attacks as

Michael & Susan Dell Drop $6.25B to Fund “Trump Accounts” for 25M Kids — What Markets Should Watch

Dell Pumps $6.25B Into Kids’ Trump Accounts — 25 M Children Get $250 Each Michael and Susan Dell announced they will donate $6.25 billion to fund “Trump Accounts,” committing $250 to each of 25 million American children under 10 who were born before the original eligibility window. These accounts

Foreclosures Surge 20% in 2025 — What That Means for Real Estate, Credit Stress, and Market Risk

Foreclosures Jump 20% — A Sign of Growing Mortgage Stress According to ATTOM’s October 2025 report, U.S. foreclosure activity is on the rise: properties entering foreclosure have increased about 20% compared with a year ago. Alongside that, completed foreclosures — repossessions and bank-owned properties (REOs) — spiked roughly 32% over the