Lobbyists have killed the White House plan to save homebuyers thousands of dollars
Lobbyists have killed the White House plan to save homebuyers thousands of dollars.
A proposed program that had the potential to save homeowners significant amounts on closing costs has been halted due to opposition from industry lobbyists and lawmakers.
The Biden administration's plan aimed to eliminate title insurance costs for certain mortgage refinancing deals through a pilot program administered by Fannie Mae.
The program intended to cover the title insurance cost on selected mortgages from up to eight lenders, starting with a limited segment and expanding over time. However, the title and settlement industry raised concerns about Fannie's lack of experience in handling title insurance, leading to criticism from both Democrats and Republicans.
The program was eventually abandoned, signaling a setback in President Biden's broader effort to reduce various "junk fees" impacting Americans in different sectors.