Making $150,000 is considered 'lower middle class' in California, Virginia, Washington, and Arizona

Making $150,000 is considered 'lower middle class' in California, Virginia, Washington, and Arizona.

"In America’s most expensive cities, the bar has definitely been raised to be considered ‘middle class,’" Andrew Murray, lead content data researcher at GOBankingRates, told Fox News Digital. "To escape the lower middle class, you’ll need to earn as much as $150,000, which is substantially higher than what it used to be."

In some high-cost cities, a $150,000 annual salary is stretched thin and qualifies as "lower middle class," according to a recent analysis from GOBankingRates.

Northern California and Virginia top the list, where the maximum lower middle class income range goes from $128,964 to $152,652, among the top five most expensive cities.

The cities with the highest incomes considered "lower middle class" include, in descending order: Arlington, Virginia; San Francisco; San Jose, California; Irvine, California; Seattle; Gilbert, Arizona; Plano, Texas; Scottsdale, Arizona; Washington, D.C.; and Chandler, Arizona.

"You’ll need to make more than six figures, and as much as $150,000, just to get out of the lower middle class in the top 15 ranked cities. Due to these high income requirements, many Americans might be more comfortable choosing to live in more affordable cities, especially those that make average earnings of around $75,000," Murray explained.

GOBankingRates noted in the analysis that the top 25 cities also have exuberant housing, childcare, and transportation costs compared to national averages. According to Murray, housing and real estate costs can have the biggest impact on affordability and wealth class.

"Eight of the top 25 cities are in Virginia, Washington, and Arizona. While Virginia and Washington state generally have a higher cost of living, the cities that made our list all had exceptionally high median household incomes," Murray noted.

"Most notably, Arlington, Virginia, which is located just outside of Washington, D.C., has the highest median household income in the study, at nearly $140,000," he added. "Meanwhile, Seattle and Gilbert both have median household incomes above $115,000. It's worth noting that all three Arizona cities that ranked in the top 25 are in the Phoenix metro area."