The minimum expectation for tips has risen from 15% to 20%, it seems, with 18% as the bare minimum for decent service

The minimum expectation for tips has risen from 15% to 20%, it seems, with 18% as the bare minimum for decent service, per Bloomberg.

See their full article: The verdict is in: 25 is the new 15. To be sure, much can be said about the shift from employers to customers in compensating service employees, but in the meantime, tip well.

"We asked two dozen service workers how much they receive in tips, and the numbers are eye popping.

“If I don’t get at least 20%, I struggle to pay my bills,” says Kathleen Caspersen, a server at Bull City Ciderworks in Greensboro, North Carolina, who says that the ever-rising cost of living is ripping her budget to ribbons. “The right amount is 20% to 30%.”

“We’re noticing restaurants asking for an 18% to 25% tip on takeout orders without service, waiting or cleaning tables, ” says Paulo Filho, owner of Celestial Cleaning Servicein San Francisco. “We spend three to five hours scrubbing and cleaning a home. People usually tip 20% of their service total.”

Recently, the Fed said: 57% of Americans can’t afford a $1,000 emergency expense, per Forbes Reporting.

According to two new Bankrate.com surveys, also, 57% of U.S. adults are unable to afford a $1,000 emergency expense and 35% of U.S. adults carry credit card debt from month to month, up from 29% last year. One in four or 25% of Americans would put that $1,000 unexpected expense on a credit card and pay it off over time, which is the highest seen in the nine years of polling.