Zelle will allow users to start making international payments using stablecoins

Zelle will soon allow users to send money overseas using cryptocurrency, marking the first time the bank-owned payment network extends its reach beyond U.S. borders.

“The effort marks an important step in expanding the reach of Zelle globally by leveraging stablecoins,” the company said Friday in a statement, referring to digital tokens pegged to the value of traditional currencies such as the U.S. dollar or the euro.

Zelle’s parent company, Early Warning Services — jointly owned by seven major U.S. banks — currently limits transfers to domestic payments. The statement did not specify when international transfers would become available, and a company spokesperson declined to provide additional details on the timeline.

While few specifics were disclosed, industry observers noted that cross-border payments have long been viewed as one of the most practical use cases for stablecoins. By using blockchain-based tokens, users could potentially avoid conventional banking networks and make international transfers faster and at lower cost.

Analysts say such a move could reshape the remittance market, particularly if stablecoins are integrated into mainstream banking channels.

The development comes as the Trump administration has taken a more supportive stance toward digital assets than its predecessor. In July, President Trump signed the Genius Act, a measure aimed at establishing a regulatory framework for cryptocurrencies in the United States.

“With improved regulatory clarity in the U.S., we can focus on what we do best — driving innovation to market,” said Early Warning Services CEO Cameron Fowler in the statement.